Stay up-to-date with the latest application deadlines for each rate change in the later life market.
| Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/RIO |
|---|
| 17 May 2024, 00:01 |
|
LS, FR |
Decrease
|
N/A | 5.65% MER | N/A | N/A | LTM |
| 14 May 2024, 08:00 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.70% MER | N/A | N/A | LTM |
| 13 May 2024, 18:00 |
|
Payment Term Lifetime Mortgage (PTLM) |
Decrease
|
N/A | 6.20% MER | N/A | N/A | LTM |
| 10 May 2024, Instant |
|
Capital Choice |
Decrease
|
N/A | 5.65% MER | N/A | N/A | LTM |
| 10 May 2024, Instant |
|
Maxi Choice Super 2 |
Decrease
|
N/A | 7.47% MER | N/A | N/A | LTM |
| 9 May 2024, 00:01 |
|
All Horizon Plans |
Decrease
|
N/A | 5.55% MER | N/A | N/A | LTM |
| 8 May 2024, 17:00 |
|
RIO, Holiday BTL 2 and 5 yr fixed |
Increase
|
N/A | 6.11% MER | 8 May 2024, 16:59 | N/A | RIO |
| 7 May 2024, 18:00 |
|
RIO |
Increase
|
N/A | 6.29% MER | 7 May 2024, 17:59 | N/A | RIO |
| 7 May 2024, 18:00 |
|
PTLM |
Increase
|
N/A | 6.26% MER | 7 May 2024, 17:59 | N/A | LTM |
| 3 May 2024, 08:00 |
|
Lifestyle |
Increase
|
N/A | 5.89% MER | 3 May 2024, 07:59 | 16 May 2024, 12:00 | LTM |
| 3 May 2024, 08:00 |
|
Lump Sum+, Drawdown+ |
Decrease
|
N/A | 5.75% MER | N/A | N/A | LTM |
| 3 May 2024, 00:01 |
|
LS, FR |
Increase
|
N/A | 5.90% MER | 2 May 2024, 23:59 | N/A | LTM |
| 30 April 2024, 00:01 |
|
Maxi Choice Plus and Extra |
Increase
|
N/A | 6.51% MER | 29 April 2024, 23:59 | 20 May 2024, 23:59 | LTM |
| 26 April 2024, 00:01 |
|
Horizon 570 |
Decrease
|
N/A | 7.22% MER | N/A | N/A | LTM |
| 25 April 2024, 10:00 |
|
Lifestyle Select |
Increase
|
N/A | 6.49% MER | 25 April 2024, 09:59 | 2 May 2024, 16:59 | LTM |
| 25 April 2024, 00:01 |
|
Sovereign |
Increase
|
N/A | N/A | 24 April 2024, 23:59 | 21 days from KFI | LTM |
| 25 April 2024, 00:01 |
|
All RIO and Standard |
Increase
|
N/A | 6.43% MER | 24 April 2024, 23:59 | N/A | RIO |
| 25 April 2024, 00:01 |
|
Lifetime Mortgage Lite, Standard and Property+ |
Increase
|
N/A | 6.68% MER | 24 April 2024, 23:59 | N/A | LTM |
| 24 April 2024, 00:01 |
|
APEX |
Increase
|
N/A | 7.86% MER | 23 April 2024, 23:59 | 14 May 2024, 23:59 | LTM |
| 23 April 2024, 18:00 |
|
RIO |
Increase
|
N/A | 6.25% MER | 23 April 2024, 17:59 | N/A | RIO |
| 23 April 2024, 18:00 |
|
Payment Term Lifetime Mortgage (PTLM) |
Increase
|
N/A | 6.30% MER | 23 April 2024, 17:59 | N/A | LTM |
| 23 April 2024, 10:00 |
|
Capital Select |
Increase
|
N/A | 6.81% MER | 23 April 2024, 09:59 | 30 April 2024, 16:59 | LTM |
| 20 April 2024, 00:01 |
|
Capital Choice |
Increase
|
N/A | 5.70% MER | 19 April 2024, 23:59 | 10 May 2024, 23:59 | LTM |
| 19 April 2024, 17:00 |
|
Holiday BTL |
Increase
|
N/A | 6.15% MER | 19 April 2024, 16:59 | 19 April 2024, 09:00 | RIO |
| 19 April 2024, 00:01 |
|
Maxi Choice |
Decrease
|
N/A | 6.41% MER | N/A | N/A | LTM |
| 19 April 2024, 00:01 |
|
Horizon |
Increase
|
N/A | 5.59% MER | 18 April 2024, 23:59 | 9 May 2024, 23:59 | LTM |
| 19 April 2024, 00:01 |
|
LS, FR |
Increase
|
N/A | 5.70% MER | 18 April 2024, 23:59 | N/A | LTM |
| 18 April 2024, 00:01 |
|
Maxi Choice |
Increase
|
N/A | 6.64% MER | 17 April 2024, 23:59 | 8 May 2024, 23:59 | LTM |
| 17 April 2024, 08:00 |
|
Lump Sum+, Drawdown+, Lifestyle, Lifestyle Drawdown |
Increase
|
N/A | 5.70% MER | 17 April 2024, 07:59 | 30 April 2024, 12:00 | LTM |
| 17 April 2024, Instant |
|
Classic |
Increase, Decrease, or Stay Same
|
N/A | N/A | N/A | N/A | LTM |
| 16 April 2024, 18:00 |
|
RIO |
Increase
|
N/A | 6.19% MER | 16 April 2024, 17:59 | N/A | RIO |
| 16 April 2024, 00:01 |
|
Emerald |
Increase
|
N/A | 7.25% MER | 15 April 2024, 23:59 | 21 days from KFI | LTM |
| 12 April 2024, 00:01 |
|
J4 |
Increase
|
N/A | 7.50% MER | 11 April 2024, 23:59 | 26 April 2024, 17:00 | LTM |
| 12 April 2024, 00:01 |
|
J3 |
Decrease
|
6.55% MER | 6.50% MER | N/A | N/A | LTM |
| 12 April 2024, 00:01 |
|
Lifestyle, Lifestyle Drawdown |
Increase
|
5.58% MER | 5.65% MER | 11 April 2024, 23:59 | 25 April 2024, 12:00 | LTM |
| 9 April 2024, 08:00 |
|
Lump Sum+, Drawdown+ |
Increase
|
N/A | 5.65% MER | 9 April 2024, 07:59 | 22 April 2024, 12:00 | LTM |
| 9 April 2024, 00:01 |
|
Horizon |
Increase
|
N/A | 5.50% MER | 8 April 2024, 23:59 | 29 April 2024, 23:59 | LTM |
| 6 April 2024, 00:01 |
|
Capital Choice |
Increase
|
N/A | 5.60% MER | 5 April 2024, 23:59 | 26 April 2024, 23:59 | LTM |
